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Looking for a fha loan specialist in DeWitt? Review the directory below to compare your options.
7 agents listed
Updated May 2026
DeWitt, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 fha loan specialists in DeWitt, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joel Dakers - PNC Mortgage Loan Officer (NMLS #138864)
12990 Old U.S. 27, DeWitt, MI 48820
5173493185
An FHA loan specialist in DeWitt, Michigan helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand DeWitt real estate trends and can guide you through the FHA appraisal process specific to Clinton County properties.
What Does a FHA Loan Specialist in DeWitt Cost?
Typical costs for an FHA loan specialist in Michigan include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Michigan average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in DeWitt?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA-insured loans. In Michigan, they must hold a valid mortgage loan originator license and follow state regulations. They assist with credit requirements, down payment options, and the FHA appraisal process.
What are the FHA loan limits for DeWitt Michigan?
For 2025, the FHA loan limit for a single-family home in Clinton County, including DeWitt, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and may change annually. Higher limits apply for multi-unit properties.
Do I need a special license to offer FHA loans in Michigan?
Yes, all mortgage loan originators in Michigan must be licensed under the Michigan Mortgage Lending Act. They must complete pre-licensing education, pass a national exam, and undergo a background check. Continuing education is required every year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.