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Find FHA Loan Specialists in Garden City, MI

Directory of fha loan specialists in Garden City, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Garden City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 fha loan specialists in Garden City, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward D Sanders - Chase Home Lending Advisor - NMLS ID 33931
28925 Ford Rd, Garden City, MI 48135
(313) 778-3087 homelendingadvisor.chase.com
Chase Home Lending
28925 Ford Rd, Garden City, MI 48135
(313) 778-3087 homelendingadvisor.chase.com

What Does a FHA Loan Specialist in Garden City Cost?

Typical costs for an FHA loan specialist in Michigan include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and down payment. Appraisal fees in Garden City usually run $500 to $700. Title insurance and closing costs add another 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Garden City Michigan?
An FHA loan specialist guides you through the FHA loan process, including pre approval, documentation, and closing. They ensure the property meets FHA minimum property standards and help you understand Michigan specific rules like the 90 day flipping restriction for FHA loans.
What are the FHA loan limits for Garden City Michigan?
For 2025, the FHA loan limit for a single family home in Wayne County, which includes Garden City, is typically around $498,257. Higher limits apply for duplexes, triplexes, and fourplexes. These limits are set annually by HUD and may change.

FHA Loan Specialists in Other Michigan Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Michigan.

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