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Find FHA Loan Specialists Near You in Grand Haven, MI

Directory of fha loan specialists in Grand Haven, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Grand Haven, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 10 fha loan specialists in Grand Haven, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Treadstone Funding
200 N Beacon Blvd, Grand Haven, MI 49417
6164204908
Your HomeTeam Mortgage
1307 S Beacon Blvd, Grand Haven, MI 49417
6162685050
Angela Rose - CrossCountry Mortgage, LLC
118 N 3rd St, Grand Haven, MI 49417
6163262267
William Strauss, Ruoff Mortgage
41 Washington St STE 349, Grand Haven, MI 49417
2609996200
Revolution Mortgage
41 Washington Ave Suite 130, Grand Haven, MI 49417
6166826989
Michigan Mortgage
235 Fulton St #110, Grand Haven, MI 49417
2317992606
Thomas Stearns at CrossCountry Mortgage
118 N 3rd St, Grand Haven, MI 49417
6164601113
Nichole Johnson at CrossCountry Mortgage
118 N 3rd St, Grand Haven, MI 49417
8777731226
Jason A Walker at CrossCountry Mortgage
118 N 3rd St, Grand Haven, MI 49417
6163262261
Rebecca West at CrossCountry Mortgage
118 N 3rd St, Grand Haven, MI 49417
7732182336

An FHA loan specialist in Grand Haven Michigan helps homebuyers navigate government-backed mortgages insured by the Federal Housing Administration. These loans often require a lower down payment and more flexible credit standards than conventional loans. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Grand Haven Cost?

Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and loan-to-value ratio. Closing costs in Grand Haven generally range from 2% to 5% of the purchase price. Lender fees and origination charges vary by institution. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Grand Haven do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help you understand FHA guidelines including property requirements and mortgage insurance premiums. Specialists also verify your eligibility for FHA loans based on Michigan income limits and property location.
What are the FHA loan limits for Grand Haven Michigan?
For 2024 the FHA loan limit for a single-family home in Ottawa County is $498,257. This limit applies to Grand Haven and surrounding areas. Higher limits may apply for multi-unit properties.
Do I need a specific license to be an FHA loan specialist in Michigan?
Yes all mortgage loan originators in Michigan must hold a valid license through the NMLS. They must also complete continuing education requirements each year. FHA specialists must also be approved by the U.S. Department of Housing and Urban Development (HUD).