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FHA Loan Specialists in Howell, MI

Looking for a fha loan specialist in Howell? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Howell, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 8 fha loan specialists in Howell, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Lee The Mortgage GURU at Exceptional Mortgage - NMLS 162687
207 E Grand River Ave, Howell, MI 48843
(810) 923-1117 the-mortgageguru.com
Exceptional Mortgage Services, Inc. NMLS# 134747
207 E Grand River Ave, Howell, MI 48843
(517) 540-9700 exceptionalmtg.com
Mortgage by Adam
4567 Musson Rd, Howell, MI 48855
(248) 894-2763 balanceprocess.com
MORTGAGE CAPITAL SOLUTIONS, INC
4330 E Grand River Ave, Howell, MI 48843
(810) 626-3208 mcshomeloans.com
Shannon Dickinson - Exceptional Mortgage
207 E Grand River Ave, Howell, MI 48843
(810) 499-2163
Chase Home Lending
2410 W Grand River Ave, Howell, MI 48843
(810) 441-5730 homelendingadvisor.chase.com
Caren Johnson - Chase Home Lending Advisor - NMLS ID 425421
2410 W Grand River Ave, Howell, MI 48843
(810) 441-5730 homelendingadvisor.chase.com
Holly Financial
10031 Bergin Rd, Howell, MI 48843
(810) 623-1499

An FHA loan specialist in Howell, Michigan can guide you through the process of securing a government-backed mortgage. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Howell real estate market and can help you meet FHA property standards.

What Does a FHA Loan Specialist in Howell Cost?

FHA loan costs in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent depending on loan term and down payment. Typical closing costs in Howell range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs add several hundred dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Howell Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Michigan lenders may have additional requirements.
Are there FHA loan limits for Livingston County Michigan?
Yes, FHA loan limits vary by county. For Livingston County in 2024, the standard limit for a single-family home is typically around $498,257. High-cost areas may have higher limits. Check with a specialist for current figures.