Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 8 fha loan specialists in Howell, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Scott Lee The Mortgage GURU at Exceptional Mortgage - NMLS 162687
207 E Grand River Ave, Howell, MI 48843
8109231117
Exceptional Mortgage Services, Inc. NMLS# 134747
207 E Grand River Ave, Howell, MI 48843
5175409700
Mortgage by Adam
4567 Musson Rd, Howell, MI 48855
2488942763
MORTGAGE CAPITAL SOLUTIONS, INC
4330 E Grand River Ave, Howell, MI 48843
8106263208
Shannon Dickinson - Exceptional Mortgage
207 E Grand River Ave, Howell, MI 48843
8104992163
Chase Home Lending
2410 W Grand River Ave, Howell, MI 48843
8104415730
Caren Johnson - Chase Home Lending Advisor - NMLS ID 425421
2410 W Grand River Ave, Howell, MI 48843
8104415730
Holly Financial
10031 Bergin Rd, Howell, MI 48843
8106231499
What Does a FHA Loan Specialist in Howell Cost?
FHA loan costs in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent depending on loan term and down payment. Typical closing costs in Howell range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs add several hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Howell Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Michigan lenders may have additional requirements.
Are there FHA loan limits for Livingston County Michigan?
Yes, FHA loan limits vary by county. For Livingston County in 2024, the standard limit for a single-family home is typically around $498,257. High-cost areas may have higher limits. Check with a specialist for current figures.