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Compare FHA Loan Specialists in Jackson, MI

Browse fha loan specialists serving Jackson, Michigan. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Jackson, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 18 fha loan specialists in Jackson, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
927 N Wisner St, Jackson, MI 49202
5177842977
Check `n Go
916 N W Ave Suite I, Jackson, MI 49202
5177687000
Ruoff Mortgage - Jackson
141 S Jackson St, Jackson, MI 49201
5177963161
Kim Connors, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5174149916
Brandon Adler at CrossCountry Mortgage
1035 Lawrence Ave STE 4, Jackson, MI 49202
5178034732
Dave Leightner, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5174141650
@Home Mortgage
910 N W Ave, Jackson, MI 49202
5179906880
OneMain Financial
2151 Ferguson Rd Ste 102, Jackson, MI 49203
5177820198
Mortgage 1 Inc.-Jackson Team
850 Laurence Ave STE 2, Jackson, MI 49202
5173154626
Kim McClurg, Ruoff Mortgage
141 S Jackson St, Jackson, MI 49201
5178128514
Flagstar Bank Home Loan Center
301 W Michigan Ave, Jackson, MI 49201
7349130744
James Mahieu - Northpointe Bank - NMLS # 199879
209 E Washington Ave, Jackson, MI 49201
8504996034
Flagstar Bank
301 W Michigan Ave, Jackson, MI 49201
5178171017
@Home Mortgage
125 E Michigan Ave, Jackson, MI 49201
5179906880
Tonya Neill
141 N Jackson St, Jackson, MI 49201
5177950987
PNC Mortgage
1965 Boardman Rd, Jackson, MI 49202
5177961325
Jackson Affordable Housing
161 W Michigan Ave #9, Jackson, MI 49201
5177884626
Beth Ploof - @Home Mortgage | NMLS #402901
910 N W Ave, Jackson, MI 49202
5179906880

FHA loan specialists in Jackson, Michigan help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists can guide you through Jackson County specific property eligibility and Michigan housing finance agency programs.

What Does a FHA Loan Specialist in Jackson Cost?

FHA loan costs in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.55 to 0.85 percent of the loan balance. Closing costs in Jackson typically range from 3000 to 6000 dollars, including appraisal fees of 500 to 700 dollars and lender origination fees of 1 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum credit score requirements for an FHA loan in Jackson Michigan?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have additional overlays beyond FHA minimums.
Are there Michigan specific down payment assistance programs for FHA loans?
Yes, the Michigan State Housing Development Authority (MSHDA) offers down payment assistance programs that can be used with FHA loans in Jackson. These programs provide up to 10000 dollars in assistance for eligible first-time homebuyers. Income and purchase price limits apply based on Jackson County location.