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Browse fha loan specialists serving Livonia, Michigan. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Livonia, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 14 fha loan specialists in Livonia, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Zoom Home Lending
17187 N Laurel Park Dr #350, Livonia, MI 48152
8006283183
Liberty 1 Lending Inc.
33101 Schoolcraft, Livonia, MI 48150
2483778377
Priority 1 Lending, LLC
38701 7 Mile #290, Livonia, MI 48152
7347208700
Equity Express Mortgage
31572 Industrial Rd Suite 300, Livonia, MI 48150
3133530203
The Vista Team at Total Home Lending
39111 Six Mile Rd, Livonia, MI 48152
7346329300
LeDon Clayborn at Rate (NMLS #188330)
37172 Six Mile Rd Office #1, Livonia, MI 48152
2482346235
Total Home Lending
39111 Six Mile Rd, Livonia, MI 48152
7346320000
MiMutual powered by Supreme Lending, Livonia MI
39111 Six Mile Rd #120, Livonia, MI 48152
7349434041
Hart Mortgage, LLC
15619 Farmington Rd, Livonia, MI 48154
7349874287
Vital Mortgage Group
15441 Middlebelt Rd, Livonia, MI 48154
3132471282
Home Loan Specialists
36139 Schoolcraft, Livonia, MI 48150
7345240400
Mortgages By Jack
36139 Schoolcraft, Livonia, MI 48150
2487562200
Mortgage 1, Inc. Livonia
37771 7 Mile suite b, Livonia, MI 48152
7348554870
Geneva Financial Home Loans - Scott Brady
17197 N Laurel Park Dr #129, Livonia, MI 48152
7344042450
An FHA loan specialist in Livonia Michigan helps homebuyers navigate Federal Housing Administration insured loans. These loans are popular for first time buyers and those with lower credit scores. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Working with a local specialist ensures you understand Livonia property values and Wayne County closing procedures.
What Does a FHA Loan Specialist in Livonia Cost?
Typical costs for an FHA loan in Michigan include an upfront MIP of 1.75 percent of the loan amount and annual MIP ranging from 0.55 to 0.85 percent. Closing costs in Livonia usually range from 2 to 5 percent of the purchase price. Appraisal fees are around $500 to $700. Lender origination fees vary but often fall between 1 and 2 percent. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Livonia Michigan in 2025?
For 2025 the FHA loan limit for a single family home in Wayne County including Livonia is $498,257. This amount applies to most areas but may be higher for duplexes or triplexes. Your specialist can confirm the exact limit for your property type.
What credit score do I need for an FHA loan in Michigan?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Michigan lenders may have their own overlays so check with your specialist.
Do FHA loans require mortgage insurance in Michigan?
Yes all FHA loans require both an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP that varies based on loan term and down payment. For most loans the annual MIP lasts for the life of the loan if your down payment is less than 10 percent. Michigan law does not change these federal requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.