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FHA Loan Specialists in Macomb, MI

Compare fha loan specialists in Macomb. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Macomb, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 fha loan specialists in Macomb, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dante Rosa Home Loans, LLC
46735 Middle Brook Dr, Macomb, MI 48044
2487524175
The Marsack Mortgage Team at Lower, LLC
17901 Hall Rd, Macomb, MI 48044
5869438173
Simple Home Lending
17901 Hall Rd, Macomb, MI 48044
5865322000
Treeside Financial
17632 White Plains Dr, Macomb, MI 48044
5869913545

FHA loan specialists in Macomb Michigan help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Michigan law requires all mortgage loan originators to be licensed through the National Mortgage Licensing System. These specialists guide Macomb residents through FHA loan limits specific to Macomb County and Michigan property appraisal standards.

What Does a FHA Loan Specialist in Macomb Cost?

Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the loan value. Appraisal fees in Macomb County average 500 to 700 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Macomb County Michigan in 2025?
For 2025 the FHA loan limit for a single-family home in Macomb County is $498,257. This amount applies to most areas and may be higher for duplexes triplexes and four-unit properties.
What credit score is needed for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are FHA loans assumable in Michigan?
Yes FHA loans are assumable by qualified buyers in Michigan. This means a new buyer can take over the existing FHA loan terms which can be beneficial if current interest rates are lower than market rates.