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Browse fha loan specialists serving Monroe, Michigan. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Monroe, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 10 fha loan specialists in Monroe, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc. - Monroe, MI
15489 S Telegraph Rd b, Monroe, MI 48161
7148314578
Union Home Mortgage
826 S Monroe St, Monroe, MI 48161
7344573944
OneMain Financial
1289 N Telegraph Rd, Monroe, MI 48162
7344571046
Chad Fuller at CrossCountry Mortgage
15268 S. Monroe St Suite 101, Monroe, MI 48161
7342824088
Union Home Mortgage - Jacob Boes
826 S Monroe St, Monroe, MI 48161
7346520733
Carl Dingledine at CrossCountry Mortgage
15268 S Monroe St Suite 101, Monroe, MI 48161
7347551064
Marc Fuller at CrossCountry Mortgage
7494 N Telegraph Rd, Monroe, MI 48162
7342341932
Union Home Mortgage - Kristian Bezeau NMLS #141192
15479 S Telegraph Rd, Monroe, MI 48161
7343492001
Mortgage 1 - Monroe
3 S Monroe St, Monroe, MI 48161
7342560123
PNC Mortgage
202 N Monroe St, Monroe, MI 48162
7343844940
FHA loan specialists in Monroe Michigan help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in Monroe due to affordable housing options and Michigan specific property tax rules. Specialists assist with FHA 203k rehab loans and standard purchase loans for local homes.
What Does a FHA Loan Specialist in Monroe Cost?
FHA loan specialist fees in Michigan typically range from 1 to 2 percent of the loan amount for origination and processing. Closing costs average 3 to 5 percent of the purchase price, including the upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums are 0.55 percent of the loan balance. Costs vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Monroe Michigan?
For 2024 the FHA loan limit for Monroe County is $498,257 for a single family home. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Check with a specialist for current limits as they adjust annually.
What credit score is needed for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have overlays requiring higher scores.
Are there Michigan specific rules for FHA loans?
Michigan follows standard FHA guidelines but has specific property tax proration rules at closing. The state also requires a land contract disclosure for certain transactions. FHA loans in Michigan do not have state specific income limits.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.