Skip to main content

Find FHA Loan Specialists Near You in Monroe, MI

Compare fha loan specialists in Monroe. Review contact information and insurance categorys before you decide.

10 agents listed
Updated June 2026
Monroe, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 10 fha loan specialists in Monroe, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc. - Monroe, MI
15489 S Telegraph Rd b, Monroe, MI 48161
(714) 831-4578 afncorp.com
Union Home Mortgage
826 S Monroe St, Monroe, MI 48161
(734) 457-3944 uhm.com
OneMain Financial
1289 N Telegraph Rd, Monroe, MI 48162
(734) 457-1046 onemainfinancial.com
Chad Fuller at CrossCountry Mortgage
15268 S. Monroe St Suite 101, Monroe, MI 48161
(734) 282-4088 crosscountrymi.com
Union Home Mortgage - Jacob Boes
826 S Monroe St, Monroe, MI 48161
(734) 652-0733 uhm.com
Carl Dingledine at CrossCountry Mortgage
15268 S Monroe St Suite 101, Monroe, MI 48161
(734) 755-1064 crosscountrymi.com
Marc Fuller at CrossCountry Mortgage
7494 N Telegraph Rd, Monroe, MI 48162
(734) 234-1932 ccm.com
Union Home Mortgage - Kristian Bezeau NMLS #141192
15479 S Telegraph Rd, Monroe, MI 48161
(734) 349-2001
Mortgage 1 - Monroe
3 S Monroe St, Monroe, MI 48161
(734) 256-0123 mortgageone.com
PNC Mortgage
202 N Monroe St, Monroe, MI 48162
(734) 384-4940 pnc.com

FHA loan specialists in Monroe Michigan help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in Monroe due to affordable housing options and Michigan specific property tax rules. Specialists assist with FHA 203k rehab loans and standard purchase loans for local homes.

What Does a FHA Loan Specialist in Monroe Cost?

FHA loan specialist fees in Michigan typically range from 1 to 2 percent of the loan amount for origination and processing. Closing costs average 3 to 5 percent of the purchase price, including the upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums are 0.55 percent of the loan balance. Costs vary by lender and property. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Monroe Michigan?
For 2024 the FHA loan limit for Monroe County is $498,257 for a single family home. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Check with a specialist for current limits as they adjust annually.
What credit score is needed for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have overlays requiring higher scores.
Are there Michigan specific rules for FHA loans?
Michigan follows standard FHA guidelines but has specific property tax proration rules at closing. The state also requires a land contract disclosure for certain transactions. FHA loans in Michigan do not have state specific income limits.