Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 fha loan specialists in Northville, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Terry - Flagstar Bank - NMLS # 157592
39900 Eight Mile W, Northville, MI 48167
3137904008
Michael Hyman | New American Funding
134 Maincentre, Northville, MI 48167
2484971233
Lisa Miller, Loan Officer - Flagstar Bank
21800 Haggerty Rd #102, Northville, MI 48167
2486604367
Iron Mortgage
114 W Main St, Northville, MI 48167
2489380075
Marty Croll - Flagstar Bank - NMLS# 2064542
21800 Haggerty Rd #102, Northville, MI 48167
3138049420
Pete Kavalos, NMLS #322569
21800 Haggerty Rd #102, Northville, MI 48167
3135302395
Arch Group at CrossCountry Mortgage
42949 7 Mile, Northville, MI 48167
3133103030
Cobblestone Financial - Mortgage Broker
192 E Main St, Northville, MI 48167
2483302464
The Mortgage Link | Northville, MI
21500 Haggerty Rd Suite 210, Northville, MI 48167
2406838585
Lendingpoint Mortgage
133 W Main St Suite 155A, Northville, MI 48167
2489208700
Flagstar Bank Home Loan Center
39900 Eight Mile W, Northville, MI 48167
2486750673
Ed Williams
21500 Haggerty Rd Suite 210, Northville, MI 48167
2485219237
What Does a FHA Loan Specialist in Northville Cost?
Typical costs for an FHA loan in Michigan include an upfront MIP of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent depending on loan term and LTV. Closing costs in Northville generally range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans are usually $500 to $700. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Northville Michigan?
For 2025 the FHA loan limit for a single-family home in Oakland County including Northville is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are set by the Federal Housing Administration and updated annually.
What credit score is needed for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have overlays requiring higher scores so check with your specialist.
Do FHA loans require mortgage insurance in Michigan?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium paid monthly. For loans with a down payment under 10 percent the annual MIP lasts for the life of the loan. This is a federal requirement not specific to Michigan.