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Compare fha loan specialists in Okemos. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Okemos, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 fha loan specialists in Okemos, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph White - VanDyk Mortgage Corporation
3681 Okemos Rd #400, Okemos, MI 48864
5176991600
EMM Loans, LLC
2290 Science Pkwy Suite B, Okemos, MI 48864
8007939633
Mia DiSalvo - VanDyk Mortgage Corporation
3681 Okemos Rd #400, Okemos, MI 48864
9375103274
Grewal Mortgage Inc
2290 Science Pkwy, Okemos, MI 48864
5173933400
Chase Home Lending
1749 W Grand River Ave, Okemos, MI 48864
5173491468
An FHA loan specialist in Okemos Michigan helps homebuyers navigate government-backed mortgages with lower down payments. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Mortgage Licensing System. Local specialists understand Okemos market conditions and can guide you through FHA appraisal rules specific to Michigan properties.
What Does a FHA Loan Specialist in Okemos Cost?
Typical costs for an FHA loan specialist in Michigan include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal and credit report. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Michigan usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Okemos do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application process, and explains Michigan-specific requirements such as property condition standards. They also help you compare FHA loans with conventional options.
What are the down payment requirements for an FHA loan in Michigan?
FHA loans typically require a minimum down payment of 3.5 percent of the purchase price. In Michigan, you may also use gift funds from family members or approved sources to cover the down payment and closing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.