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Find FHA Loan Specialists in Port Huron, MI

Compare fha loan specialists in Port Huron. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Port Huron, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 8 fha loan specialists in Port Huron, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Port Huron
619 Huron Ave, Port Huron, MI 48060
8109854551
MiMutual Mortgage, Port Huron MI
1411 3rd St Suite D, Port Huron, MI 48060
8109829949
Blue Water Home Loans
1808 Pine Grove Ave St, Port Huron, MI 48060
8109871200
Randy Raymo -MiMutual powered by Supreme Lending
911 Military St, Port Huron, MI 48060
8106029306
Nicholas Pisciotta, Loan Officer - MiMutual Mortgage
911 Military St, Port Huron, MI 48060
8103002528
Wells Fargo Advisors
522 Huron Ave, Port Huron, MI 48060
8109859555
Ornela Campbell, Mortgage Loan Originator - MiMutual Mortgage
911 Military St, Port Huron, MI 48060
8109895962
Michigan Mutual, Inc.
911 Military St, Port Huron, MI 48060
8005989580

An FHA loan specialist in Port Huron Michigan helps homebuyers and homeowners navigate Federal Housing Administration insured loans. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Port Huron real estate market and can guide you through FHA credit score and down payment requirements.

What Does a FHA Loan Specialist in Port Huron Cost?

Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent for most loan terms. Closing costs generally range from 2 to 5 percent of the purchase price. Lender origination fees appraisal fees and title insurance also apply. Costs vary by lender loan amount and borrower qualifications. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Port Huron Michigan?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
How do I find a licensed FHA loan specialist in Port Huron?
You can search the Nationwide Multistate Licensing System database for licensed mortgage loan originators in Michigan. Local banks credit unions and mortgage brokers in Port Huron often employ FHA specialists. Verify the specialist is licensed and has experience with FHA loans.
What is the FHA loan limit for St. Clair County Michigan in 2025?
For 2025 the FHA loan limit for a single family home in St. Clair County is 498,257 dollars. Higher limits apply for multi unit properties. These limits are set by the Federal Housing Administration and may change annually.