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Browse fha loan specialists serving Portage, Michigan. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Portage, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 fha loan specialists in Portage, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amerifirst Home Mortgage - Corporate
950 Trade Centre Way #400, Portage, MI 49002
2693244240
Dividend Mortgage
6204 Lovers Ln, Portage, MI 49002
2693218950
Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank
475 Romence Rd, Portage, MI 49024
2698232062
Stephany Rose Stowell, NMLS: 400569, First Community Mortgage
3275 W Centre Ave, Portage, MI 49024
2692173486
Jason Stiver - Mortgage Loan Consultant - Arbor Financial Credit Union
Eric A Stafinski - PNC Mortgage Loan Officer (NMLS #524565)
7920 Portage Rd, Portage, MI 49002
2697204061
An FHA loan specialist in Portage Michigan can guide you through the process of obtaining a government-backed mortgage. These loans are insured by the Federal Housing Administration and are popular among first-time homebuyers and those with lower credit scores. In Michigan, FHA loans must comply with state-specific property standards and appraisal rules, including those for winterization and lead-based paint disclosure.
What Does a FHA Loan Specialist in Portage Cost?
Typical costs for an FHA loan specialist in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees can range from 500 to 1500 dollars. Closing costs generally total 3 to 5 percent of the loan value. These figures are estimates and actual costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Portage do?
An FHA loan specialist helps you understand FHA loan requirements, gather necessary documents, and submit your application. They also coordinate with lenders and appraisers to ensure your loan meets FHA guidelines and Michigan state regulations.
What are the credit score requirements for an FHA loan in Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Michigan lenders may have their own overlays, so check with your specialist.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.