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Browse fha loan specialists serving Rochester, Michigan. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Rochester, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 11 fha loan specialists in Rochester, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advantage Lending Corp
804 N Main St #1a, Rochester, MI 48307
2486087283
Golden Mortgage
425 S Main St, Rochester, MI 48307
2483426810
Gem Home Loans
71 Walnut Blvd Suite 204, Rochester, MI 48307
2483182394
BrightSide Lending
307 East St, Rochester, MI 48307
5862705070
Forward Mortgage
322 S Main St #230, Rochester, MI 48307
2489560445
Union Home Mortgage - Rochester
315/317 Water St, Rochester, MI 48307
2486213885
Derek Adair - Union Home Mortgage
92 Mill St, Rochester, MI 48307
5866129827
Steve Wandrie - Union Home Mortgage
92 Mill St, Rochester, MI 48307
2484310742
Mortgage Broker Near Me
334 1/2 S Main St, Rochester, MI 48307
5863833538
Troy Rabidoux - Union Home Mortgage Rochester, MI
315 Water St, Rochester, MI 48307
2484956400
Harvard Financial Group Inc
60900 Eyster Rd, Rochester, MI 48306
2486518365
FHA loan specialists in Rochester Michigan help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Michigan due to lower down payment requirements and flexible credit guidelines. Local specialists understand Oakland County property values and Michigan specific closing cost regulations.
What Does a FHA Loan Specialist in Rochester Cost?
FHA loan costs in Michigan include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Rochester typically range from 2% to 5% of the purchase price including title fees appraisal and lender origination fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Rochester Michigan in 2025?
For 2025 the FHA loan limit for a single family home in Oakland County Michigan is $498,257. Higher limits apply for duplex triplex and four unit properties. These limits are set annually by HUD and may change.
Do FHA loans require Michigan specific inspections?
Yes FHA loans require an appraisal by a HUD approved appraiser that meets Michigan minimum property standards. The appraisal checks for safety structural integrity and local code compliance. Michigan winter conditions like roof condition and foundation stability are also evaluated.
How long does FHA loan approval take in Michigan?
Typical FHA loan approval in Michigan takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by the FHA appraisal. Michigan law requires a minimum 3 day right of rescission for refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.