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Find FHA Loan Specialists in Rockford, MI

Browse fha loan specialists serving Rockford, Michigan. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Rockford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 fha loan specialists in Rockford, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Mortgage - Amanda Korte
4765 14 Mile Rd NE, Rockford, MI 49341
6166343488
The Napieralski Home Lending Team at Northpointe Bank
19 N Monroe St, Rockford, MI 49341
6169709800
VanDyk Mortgage Corporation
122 Courtland St #201, Rockford, MI 49341
6168894411
Team Mortgage Company
21 N Monroe St Suite A, Rockford, MI 49341
6169749710

An FHA loan specialist in Rockford Michigan helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Michigan due to lower down payment requirements and flexible credit standards. Specialists understand local property values and Michigan specific laws such as the Michigan Uniform Condominium Act for condo approvals.

What Does a FHA Loan Specialist in Rockford Cost?

Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees are usually $500 to $700. Closing costs total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Rockford Michigan?
An FHA loan specialist guides borrowers through the FHA loan process including credit review, property appraisal, and document preparation. They ensure the loan meets FHA and Michigan state requirements.
What are the FHA loan limits for Rockford Michigan in 2025?
For 2025 the FHA loan limit for a single family home in Kent County including Rockford is $498,257. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development.