Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 20 fha loan specialists in Saginaw, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Health Advantage Federal Credit Union
4550 State St, Saginaw, MI 48603
9897917070
OneMain Financial
4334 Bay Rd, Saginaw, MI 48603
9897909000
J Alfredo Robles #346071 - Southwest Funding
1120 S Michigan Ave STE1, Saginaw, MI 48602
6196006595
Joel Fritz
4343 State St Suite 2, Saginaw, MI 48603
9892336081
Dart Bank Saginaw Loan Center
4343 State St Suite 2, Saginaw, MI 48603
8009686818
Megan Kuch at Citywide (NMLS #707552)
4274 State St Office 1, Saginaw, MI 48603
9892561547
Hantz Financial Services, Inc. - Saginaw, Michigan
5800 Gratiot Rd # 107, Saginaw, MI 48638
9897974234
Annette Dorey, Mortgage Loan Originator, LMCU, NMLS# 630936
5430 State St, Saginaw, MI 48603
9897929083
Allison Campbell at Citywide (NMLS #2097198)
4274 State St Office 1, Saginaw, MI 48603
9892560009
LMCU Saginaw Mortgage Office
4215 Fashion Square Blvd #4, Saginaw, MI 48603
9897929080
New Executive Mortgage LLC
4055 State St B, Saginaw, MI 48603
9897914192
Cason Home Loans - Saginaw
4800 Fashion Square Blvd #200, Saginaw, MI 48604
9893413020
Chase Home Lending
4144 Bay Rd, Saginaw, MI 48603
9893327495
PNC Mortgage
2322 Tittabawassee Rd, Saginaw, MI 48604
9897979292
Doug Dangelo, Mortgage Loan Originator, LMCU, NMLS# 139991
4215 Fashion Square Blvd #4, Saginaw, MI 48603
9897373438
Mortgage1
4266 State St, Saginaw, MI 48603
9897916054
Hard Money Lenders Saginaw MI
224 N Hamilton St, Saginaw, MI 48602
9892671053
Valerie Yatch @ Independent Bank
5580 State St suite 5, Saginaw, MI 48603
9897993159
Tracy Reimus, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS#630820
5430 State St, Saginaw, MI 48603
9897929082
Chase Home Lending
821 Court St, Saginaw, MI 48602
7273775735
What Does a FHA Loan Specialist in Saginaw Cost?
Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.55 percent to 0.85 percent of the loan balance depending on loan term and down payment. Closing costs in Saginaw generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Saginaw Michigan?
For most FHA loans you need a credit score of at least 580 and a down payment of 3.5 percent. If your credit score is between 500 and 579 you may qualify with a 10 percent down payment. The property must meet FHA appraisal and safety standards.
How do I find a qualified FHA loan specialist in Saginaw?
You can search the NMLS Consumer Access website to verify a loan officers license and history. Many local banks credit unions and mortgage companies in Saginaw offer FHA loan services. Ask about their experience with Michigan specific programs like the MSHDA down payment assistance.
What is the maximum FHA loan limit for Saginaw County Michigan?
For 2024 the FHA loan limit for a single family home in Saginaw County is $498,257. This amount is based on the median home price in the area. Higher limits apply for duplexes triplexes and four unit properties.