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Compare FHA Loan Specialists in South Haven, MI

Looking for a fha loan specialist in South Haven? Review the directory below to compare your options.

2 agents listed
Updated June 2026
South Haven, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 fha loan specialists in South Haven, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage, Inc. | Silas Sutton NMLS #169981
424 Quaker St Suite 4, South Haven, MI 49090
(269) 639-1900 fastfhaloans.com
Silas Sutton | Branch Manager | Primary Residential Mortgage, Inc.
424 Quaker St STE 4, South Haven, MI 49090
(269) 639-1900 primeres.com

FHA loan specialists in South Haven Michigan help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in the South Haven area for first-time homebuyers and those looking to refinance. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in South Haven Cost?

Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and annual mortgage insurance premiums (MIP) ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs like appraisal and title services add several hundred to a few thousand dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in South Haven?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements can vary by lender in Michigan.
What are the FHA loan limits for South Haven Michigan?
For 2024 the FHA loan limit for a single-family home in Van Buren County is typically around $498,257. Higher limits apply for multi-unit properties. These limits are set by the Federal Housing Administration and updated annually.
How long does an FHA loan closing take in Michigan?
A typical FHA loan closing in Michigan takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed. Your specialist will guide you through the process.

FHA Loan Specialists in Other Michigan Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Michigan.

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