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Find FHA Loan Specialists Near You in Sterling Heights, MI
Directory of fha loan specialists in Sterling Heights, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Sterling Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 8 fha loan specialists in Sterling Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Great Lakes Mortgage Financial - Sterling Heights
13900 Lakeside Cir #201, Sterling Heights, MI 48313
5865320600
Sistar Mortgage
35871 Mound Rd, Sterling Heights, MI 48310
8888414238
R-B Financial/Mortgages, Inc.
44028 Mound Rd #1, Sterling Heights, MI 48314
5862548435
Mortgage 1
43456 Mound Rd Ste 120, Sterling Heights, MI 48314
5867990000
Angela Kakos at Rate (NMLS #166374)
2456 Metro Pkwy, Sterling Heights, MI 48310
2486220704
Hassarloans
12315 E 14 Mile Rd #202, Sterling Heights, MI 48312
5869443608
Dimitri Elher - Union Home Mortgage
12900 Hall Rd #455, Sterling Heights, MI 48313
5869911889
Dennis Bobby, Ruoff Mortgage
44444 Mound Rd #500, Sterling Heights, MI 48314
2609996200
FHA loan specialists in Sterling Heights Michigan help homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). These specialists guide clients through the specific documentation needed for FHA loans in Macomb County.
What Does a FHA Loan Specialist in Sterling Heights Cost?
Typical costs for FHA loan specialist services in Michigan include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Sterling Heights usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sterling Heights do?
An FHA loan specialist helps you understand eligibility requirements, prepare your application, and submit documents for a Federal Housing Administration insured loan. They ensure your loan meets Michigan specific appraisal and property standards.
What are the FHA loan limits for Sterling Heights Michigan?
For 2024 the FHA loan limit for a single family home in Macomb County is $498,257. This limit applies to most areas of Sterling Heights and is set by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Michigan?
Yes. Michigan requires all mortgage loan originators to hold a valid license through the NMLS. Specialists must also complete continuing education on federal and state lending laws every year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.