ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Swartz Creek, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Swartz Creek, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in Swartz Creek, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Financial Plus Credit Union
7048 Miller Rd, Swartz Creek, MI 48473
8007480451
Skylar Mortgage Company
5370 Miller Rd #12, Swartz Creek, MI 48473
8107336400
Chase Mortgage
4459 Paul Fortino Dr, Swartz Creek, MI 48473
8102305000
FHA loan specialists in Swartz Creek Michigan help homebuyers and homeowners access government backed mortgages with lower down payments and flexible credit requirements. Michigan law requires all mortgage loan originators to be licensed through the state Department of Insurance and Financial Services. Local specialists understand the Swartz Creek real estate market and can guide you through FHA loan limits specific to Genesee County.
What Does a FHA Loan Specialist in Swartz Creek Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees range from 1,000 to 3,000 dollars depending on the loan size and complexity. Closing costs generally total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Swartz Creek Michigan?
For 2025 the FHA loan limit for a single family home in Genesee County is $498,257. This amount may change annually based on the Federal Housing Administration guidelines.
Do I need a specific credit score for an FHA loan in Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have additional requirements.
What Michigan specific rules apply to FHA loans?
Michigan requires all FHA loans to include a home inspection by a licensed inspector. The state also has specific foreclosure timelines that can affect FHA loan eligibility if you have a prior foreclosure.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Swartz Creek who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.