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Looking for a fha loan specialist in Taylor? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Taylor, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in Taylor, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Taylor, Michigan can help you navigate the process of obtaining a Federal Housing Administration insured loan. These loans are popular in Michigan due to lower down payment requirements and flexible credit score guidelines. Local specialists understand Wayne County property values and Michigan specific closing cost regulations.
What Does a FHA Loan Specialist in Taylor Cost?
Typical costs for an FHA loan specialist in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Taylor generally range from 2 to 5 percent of the purchase price. These costs vary based on loan size, credit score, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Taylor Michigan?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Michigan lenders may have additional overlay requirements.
What are the FHA loan limits for Taylor Michigan in 2025?
For 2025, the FHA loan limit for a single family home in Wayne County is 498,257 dollars. This limit applies to most areas in Taylor. Higher limits may apply for duplexes or larger properties.
Can I use an FHA loan to buy a fixer upper in Taylor Michigan?
Yes, the FHA 203k loan program allows you to finance both the purchase and renovation of a home. This is useful for older homes common in Taylor. The specialist will help you meet Michigan contractor and inspection requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.