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Compare fha loan specialists in White Lake. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
White Lake, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 fha loan specialists in White Lake, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exact Mortgage Inc--Rick Rozman
2765 Ridge Rd, White Lake, MI 48383
7345640740
Lynk Financial, Inc.
5601 Ormond Rd f2, White Lake, MI 48383
2488892401
Flow Mortgage
975 Golden Dr, White Lake, MI 48386
2484107837
An FHA loan specialist in White Lake, Michigan can help you navigate the Federal Housing Administration loan process. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. White Lake residents often use FHA loans for their lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in White Lake Cost?
Typical costs for an FHA loan specialist in Michigan include an origination fee of 1% to 1.5% of the loan amount. You may also pay an upfront mortgage insurance premium of 1.75% of the base loan amount and an annual MIP of 0.55% to 0.85%. Other closing costs range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in White Lake do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They guide you through eligibility, documentation, and lender requirements specific to Michigan.
What are the FHA loan limits for White Lake Michigan in 2025?
For 2025, the FHA loan limit for a single family home in Oakland County, which includes White Lake, is $524,225. Higher limits apply for multi unit properties.
Do I need a special license to be an FHA loan specialist in Michigan?
Yes. Michigan requires all mortgage loan originators to hold a valid license through the NMLS. They must also complete continuing education each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.