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Compare fha loan specialists in Wixom. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Wixom, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in Wixom, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Detroit
47757 West Rd Suite C-104, Wixom, MI 48393
2482956000
Elite Loans
28345 Beck Rd #205, Wixom, MI 48393
3135477100
An FHA loan specialist in Wixom Michigan can help you navigate the Federal Housing Administration loan process. Michigan law requires all mortgage loan originators to be licensed through the state Department of Insurance and Financial Services. These specialists assist with low down payment options and flexible credit requirements for home buyers in Oakland County.
What Does a FHA Loan Specialist in Wixom Cost?
Typical costs for FHA loan specialist services in Michigan include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance depending on the loan term and down payment. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Wixom Michigan in 2025?
For 2025 the FHA loan limit for a single family home in Oakland County is $498,257. This limit applies to Wixom as part of the Detroit Warren Dearborn metropolitan area. Higher limits may apply for multi unit properties.
Do I need a specific license to be an FHA loan specialist in Michigan?
Yes all mortgage loan originators in Michigan must hold a valid license from the Michigan Department of Insurance and Financial Services. They must also pass a criminal background check and complete continuing education each year.
What is the minimum down payment for an FHA loan in Michigan?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. For credit scores between 500 and 579 a 10 percent down payment is required. These rules apply nationwide including Michigan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.