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Directory of fha loan specialists in Buffalo, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Buffalo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 fha loan specialists in Buffalo, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Midwest Mortgage Consultant
600 Soo Ln, Buffalo, MN 55313
7636825726
Riverstone Financial Group
201 5th St NE Suite #5, Buffalo, MN 55313
7636820011
BANKWEST
311 10th Ave S, Buffalo, MN 55313
7634775231
Team USA Mortgage Buffalo- Frank Graham
517 32nd St SE, Buffalo, MN 55313
7632278013
An FHA loan specialist in Buffalo, Minnesota can help you navigate the Federal Housing Administration loan process. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce. Local specialists understand Wright County housing market conditions and can guide you through FHA appraisal and underwriting standards.
What Does a FHA Loan Specialist in Buffalo Cost?
Typical costs for an FHA loan specialist in Minnesota include an origination fee of 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal fees range from $500 to $700 and title fees vary from $800 to $1,500. Closing costs in Minnesota average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Buffalo Minnesota?
FHA loan limits for Wright County in 2024 are set by HUD. For a single family home the floor limit is typically around $498,257. Your specialist can confirm the exact limit for your specific loan case.
What credit score is needed for an FHA loan in Minnesota?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Minnesota lenders may have their own overlay requirements.
Do FHA loans require mortgage insurance in Minnesota?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP. The annual MIP rate depends on your loan term and loan to value ratio. This insurance protects the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.