Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 11 fha loan specialists in Eagan, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Mortgage Enda Moore NMLSR# 1044631
1519 Central Pkwy, Eagan, MN 55121
6512714413
loanDepot
1895 Plaza Dr # 100, Eagan, MN 55122
6513587950
Sharmain Tesmer with Fairway Home Mortgage
1895 Plaza Dr, Eagan, MN 55122
7634431018
Michael Hulse
1335 Corporate Center Curve #240, Eagan, MN 55121
6124191376
MLP Home Mortgage Inc.
1335 Corporate Center Curve Suite 240, Eagan, MN 55121
6512469944
Aaron Vang Team | Fairway Independent Mortgage
1895 Plaza Dr #250, Eagan, MN 55122
6127025651
Mortgages By Noone, LLC
708 Stonewood Rd, Eagan, MN 55123
6125581522
Jared Hanowski - Loan Officer, NMLS #211935
1895 Plaza Dr #250, Eagan, MN 55122
6124322252
Kelvin Kaemingk - loanDepot
1895 Plaza Dr # 100, Eagan, MN 55122
6512312500
Rebecca Guarrero | Fairway Independent Mortgage Corporation Loan Officer
1915 Plaza Dr, Eagan, MN 55122
6519552740
Loans With Huddy, NMLS# 1270806 - loanDepot
1895 Plaza Dr #250, Eagan, MN 55122
6513587978
What Does a FHA Loan Specialist in Eagan Cost?
Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Eagan generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees around 500 to 700 dollars, and title insurance costs also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Eagan?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for Federal Housing Administration insured loans. In Eagan, they assist with down payment assistance programs and explain Minnesota specific rules like the required home inspection standards.
What are the minimum FHA loan requirements in Minnesota?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also meet debt to income ratio limits and the property must pass an FHA appraisal that follows Minnesota Department of Commerce guidelines.
How long does an FHA loan process take in Eagan?
The typical FHA loan process in Minnesota takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs identified in the FHA appraisal or if additional documentation is needed for self employed borrowers.