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Browse fha loan specialists serving Excelsior, Minnesota. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 fha loan specialists in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Bob Merrill
424 2nd St, Excelsior, MN 55331
9529055748
Bell Bank Mortgage, David Windschitl
424 2nd St, Excelsior, MN 55331
9529055815
Bell Bank Mortgage, Pete Rinzel
424 2nd St, Excelsior, MN 55331
9529055441
Baltic Mortgage Co
21965 Minnetonka Blvd, Excelsior, MN 55331
9524011626
Supreme Lending- The Dream Team
400 Water St #3089, Excelsior, MN 55331
9529137283
Guild Mortgage - Melissa Nelson
37 Water St, Excelsior, MN 55331
6125991471
FHA loan specialists in Excelsior, Minnesota help homebuyers navigate Federal Housing Administration loans, which require a lower down payment than conventional loans. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce. Working with a local specialist can help you understand state-specific property tax and insurance requirements for FHA loans.
What Does a FHA Loan Specialist in Excelsior Cost?
Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Excelsior average 2 to 5 percent of the loan value. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Minnesota?
FHA loans in Minnesota require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards, and the borrower must pay an upfront mortgage insurance premium of 1.75 percent of the loan amount.
How do I find an FHA loan specialist in Excelsior?
You can search for FHA-approved lenders through the U.S. Department of Housing and Urban Development website. Local banks and credit unions in Excelsior often have specialists who understand the local real estate market and Minnesota lending laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.