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Directory of fha loan specialists in Hopkins, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Hopkins, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 fha loan specialists in Hopkins, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Jessica Widen
9380 Excelsior Blvd, Hopkins, MN 55343
9522083215
U.S. Bank-Mortgage Loan Originator-Mark Steil
9380 Excelsior Blvd, Hopkins, MN 55343
9522083213
FHA loan specialists in Hopkins, Minnesota help homebuyers navigate Federal Housing Administration loans, which offer lower down payments and flexible credit requirements. Minnesota law requires all mortgage originators to be licensed through the Minnesota Department of Commerce. Local specialists understand the Hopkins housing market and can guide you through FHA appraisal rules specific to the Twin Cities metro area.
What Does a FHA Loan Specialist in Hopkins Cost?
Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and down payment. Closing costs in the Twin Cities area usually range from 2% to 5% of the purchase price. These costs vary by lender, property value, and your specific financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hopkins Minnesota?
For 2025, the FHA loan limit for a single-family home in Hennepin County, including Hopkins, is $498,257. This amount may change annually based on the Federal Housing Finance Agency guidelines.
Do I need a special license to be an FHA loan specialist in Minnesota?
Yes, all mortgage loan originators in Minnesota must hold a valid license from the Minnesota Department of Commerce under Minnesota Statutes Chapter 58. They must also complete annual continuing education requirements.
Can I use an FHA loan for a condo in Hopkins Minnesota?
Yes, but the condo complex must be on the FHA-approved condominium list. In Minnesota, many older buildings in Hopkins may require special approval. Your specialist can verify the property status before you make an offer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.