FHA Loan Specialists in Mendota Heights, MN — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.

Showing 8 fha loan specialists in Mendota Heights, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Spectra Home Mortgage

750 S Plaza Dr #319, Mendota Heights, MN 55120

(651) 334-8657 spectramtg.com

Mutual of Omaha Mortgage - Tom Mattaini

800 S Plaza Dr, Mendota Heights, MN 55120

(651) 245-5855 mattainimortgage.com

Mutual of Omaha Mortgage - Tom Reichenbach

800 S Plaza Dr, Mendota Heights, MN 55120

(651) 255-6501 mutualmortgage.com

Paul Melby LendSmart Mortgage

750 S Plaza Dr Suite #219, Mendota Heights, MN 55120

(952) 215-0505 paulmelby.com

New American Funding - Mendota Heights, MN

800 S Plaza Dr, Mendota Heights, MN 55120

(651) 333-3063 newamericanfunding.com

Mutual of Omaha Mortgage

800 S Plaza Dr, Mendota Heights, MN 55120

(651) 255-6501 mutualmortgage.com

Gabriel Financial Group, Inc.

1171 Northland Dr Suite 100, Mendota Heights, MN 55120

(651) 994-1555 gabrielfinancialgroup.com

Fairway Independent Mortgage Corporation

1200 Centre Pointe Curve #300, Mendota Heights, MN 55120

(651) 888-8171 fairwayindependentmc.com

An FHA loan specialist in Mendota Heights, Minnesota helps homebuyers navigate Federal Housing Administration loans. These loans are popular in Minnesota due to lower down payment requirements and flexible credit guidelines. Local specialists understand Minnesota Housing Finance Agency programs that can pair with FHA loans for additional assistance.

What Does a FHA Loan Specialist in Mendota Heights Cost?

Typical costs for an FHA loan specialist in Minnesota include an origination fee of 1 to 2 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the loan, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Mendota Heights average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are FHA loan limits for Mendota Heights in 2025?

FHA loan limits for Dakota County, which includes Mendota Heights, are set by the Department of Housing and Urban Development. For 2025, the single-family home limit is $498,257. Higher limits apply for multi-unit properties.

What is the minimum down payment for an FHA loan in Minnesota?

The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.

Are there Minnesota-specific requirements for FHA loans?

Yes, Minnesota law requires FHA loan specialists to be licensed by the Minnesota Department of Commerce. Borrowers must also complete a homebuyer education course if using certain down payment assistance programs through Minnesota Housing.

FHA Loan Specialists in Other Minnesota Cities

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Minnesota.

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