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Directory of fha loan specialists in Oakdale, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Oakdale, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 fha loan specialists in Oakdale, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jaime Wambach at CrossCountry Mortgage
7300 Hudson Blvd N 165, Office A, Oakdale, MN 55128
6127471679
Justin Moeller at CrossCountry Mortgage
7300 Hudson Blvd N # 165, Oakdale, MN 55128
6123244463
David Youngs - NEXA Lending, LLC - Infinite Team
6400 46th St N, Oakdale, MN 55128
6514976770
Land Home Financial Services - Oakdale, MN
7300 Hudson Blvd N STE 240, Oakdale, MN 55128
8887965263
Axia Home Loans Woodbury, MN
920 Inwood Ave N, Oakdale, MN 55128
6513334966
Travis Whitford at CrossCountry Mortgage
434 Hale Ave N STE 100, Oakdale, MN 55128
6517553086
An FHA loan specialist in Oakdale, Minnesota can help you navigate the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. In Minnesota, FHA loans must comply with state lending laws, including the Minnesota Residential Mortgage Originator Licensing Act.
What Does a FHA Loan Specialist in Oakdale Cost?
Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance depending on the loan term and loan-to-value ratio. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Oakdale Minnesota?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers must also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium. Properties must meet FHA minimum property standards and be located in an approved area.
How do I find an FHA loan specialist in Oakdale?
You can search the U.S. Department of Housing and Urban Development lender list for approved FHA lenders in Oakdale. You may also contact local mortgage brokers or banks that offer FHA products. It is important to verify that the specialist holds a valid Minnesota mortgage originator license.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.