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Browse fha loan specialists serving Prior Lake, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Prior Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 fha loan specialists in Prior Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Chris Safe
16250 Duluth Ave SE, Prior Lake, MN 55372
9529055550
Bell Bank Mortgage, Bill Zimbinski
16250 Duluth Ave SE, Prior Lake, MN 55372
9522705489
Voyageur Financial
16940 Welcome Ave SE, Prior Lake, MN 55372
9522920860
Bell Bank Mortgage
16250 Duluth Ave SE, Prior Lake, MN 55372
9525911880
What Does a FHA Loan Specialist in Prior Lake Cost?
Typical costs for FHA loan specialist services in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Prior Lake often range from 3 to 5 percent of the purchase price, which can be partially covered by seller concessions. Loan origination fees vary by lender, usually 1 to 2 percent of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Prior Lake do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and mortgage insurance premiums. In Prior Lake, they also coordinate with local lenders and appraisers familiar with Scott County housing markets.
Are there Minnesota-specific rules for FHA loans?
Minnesota does not have state laws that change FHA loan rules, but local property tax laws and foreclosure timelines may affect your loan. For example, Minnesota has a six-month redemption period after a foreclosure. An FHA specialist can explain how these state laws interact with your FHA loan terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.