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Looking for a fha loan specialist in Ramsey? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ramsey, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 fha loan specialists in Ramsey, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Terri Ronneng
9457 US-10, Ramsey, MN 55303
6126707798
Lend Smart Mortgage, LLC
6957 US-10 #105, Ramsey, MN 55303
7634274116
Bell Bank Mortgage, Sheri Jondahl
9457 US-10, Ramsey, MN 55303
7632867578
FHA loan specialists in Ramsey, Minnesota help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in the Twin Cities metro area due to Minnesota Housing Finance Agency programs that can pair with FHA loans. A specialist can guide you through Minnesota-specific property requirements and income limits.
What Does a FHA Loan Specialist in Ramsey Cost?
Typical costs for an FHA loan in Minnesota include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Ramsey generally range from 2% to 5% of the purchase price. These costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Ramsey Minnesota?
For 2025, the FHA loan limit for a single-family home in Anoka County, which includes Ramsey, is $524,225. This amount is set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to be an FHA loan specialist in Minnesota?
FHA loan specialists must be licensed mortgage loan originators through the Minnesota Department of Commerce. They must also complete annual continuing education on federal and state lending laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.