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Directory of fha loan specialists in Stillwater, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Stillwater, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 fha loan specialists in Stillwater, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Brad Goulet
13999 60th St N, Stillwater, MN 55082
6122102280
Bell Bank Mortgage, Stig Sandell
13999 60th St N, Stillwater, MN 55082
6517835254
Andy Riemenschneider at CrossCountry Mortgage
106 S Main St Suite A, Stillwater, MN 55082
6512483788
Bell Bank Mortgage, Nick Gibbs
13999 60th St N, Stillwater, MN 55082
6512850879
Dave Amelsberg at CrossCountry Mortgage
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
8777731226
Marketplace Home Mortgage
610 Main St N STE 100, Stillwater, MN 55082
6517056030
St. Croix Home Loans
105 New England Pl STE 270, Stillwater, MN 55082
6513305507
CrossCountry Mortgage, LLC
106 Chestnut St E Suites 101-102, Stillwater, MN 55082
6512304005
Mortgages Unlimited - Stillwater
450 Main St N #220, Stillwater, MN 55082
6513346362
Adam Long - Mortgage Loan Originator - NMLS #353982
421 S Main St Ste D1, Stillwater, MN 55082
6123961678
FHA loan specialists in Stillwater, Minnesota help homebuyers navigate FHA-insured mortgages, which require a minimum down payment of 3.5 percent and a credit score of 580 or higher. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce. Specialists can guide Stillwater residents through the local housing market and FHA loan limits for Washington County.
What Does a FHA Loan Specialist in Stillwater Cost?
Typical costs for an FHA loan specialist in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1.0 percent of the loan amount. Closing costs in Stillwater average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Stillwater, Minnesota in 2025?
For 2025, the FHA loan limit for a single-family home in Washington County, including Stillwater, is $498,257. This limit applies to most areas and is set by the U.S. Department of Housing and Urban Development.
What credit score do I need for an FHA loan in Minnesota?
You need a minimum credit score of 580 to qualify for the 3.5 percent down payment option in Minnesota. If your credit score is between 500 and 579, you may still qualify but must put down at least 10 percent.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.