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Compare FHA Loan Specialists in White Bear Lake, MN
Looking for a fha loan specialist in White Bear Lake? Review the directory below to compare your options.
10 agents listed
Updated May 2026
White Bear Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 fha loan specialists in White Bear Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Sandy Talberg
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835212
Jenny Hanna at Prosperity Home Mortgage - Saint Paul
2137 4th St, White Bear Lake, MN 55110
6513433345
Bell Bank Mortgage, Kelly Sorenson
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835230
Bell Bank Mortgage, Erin Moffitt
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835240
Bell Bank Mortgage, Amy Price
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835206
Jamie Larkin at CrossCountry Mortgage
4511 Allendale Dr, White Bear Lake, MN 55127
6514841474
Bell Bank Mortgage
4886 Hwy 61 N #200, White Bear Lake, MN 55110
6517835285
Mark Meader at CrossCountry Mortgage
4505 White Bear Pkwy Suite 1300, White Bear Lake, MN 55110
6516537667
Absolute Mortgage Inc
3564 Rolling View Dr Suite C, White Bear Lake, MN 55110
6517771112
CrossCountry Mortgage, LLC
4511 Allendale Dr, White Bear Lake, MN 55127
6514841474
What Does a FHA Loan Specialist in White Bear Lake Cost?
Typical costs for an FHA loan specialist in Minnesota include an origination fee of 1 percent of the loan amount, which can range from $2,000 to $5,000 on a $200,000 to $500,000 loan. Other costs include an upfront mortgage insurance premium of 1.75 percent of the base loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Appraisal fees in the White Bear Lake area are usually $500 to $700. Costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for White Bear Lake in 2025?
For 2025, the FHA loan limit for a single-family home in Ramsey County, including White Bear Lake, is $524,225. This limit applies to most areas and adjusts annually based on local median home prices.
Do I need a specific license to be an FHA loan specialist in Minnesota?
Yes, all mortgage loan originators in Minnesota must hold a valid license through the Nationwide Multistate Licensing System and the Minnesota Department of Commerce. The license requires pre-licensure education, a background check, and continuing education every year.
What is the minimum down payment for an FHA loan in Minnesota?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment. These rules apply nationwide, including Minnesota.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.