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FHA Loan Specialists in Clinton, MS

Looking for a fha loan specialist in Clinton? Review the directory below to compare your options.

12 agents listed
Updated June 2026
Clinton, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 12 fha loan specialists in Clinton, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
704 US-80 Ste A, Clinton, MS 39056
(601) 924-7395 local.checkintocash.com
Mariner Finance
127A Hwy 80 W, Clinton, MS 39056
(601) 924-8881 locations.marinerfinance.com
Tower Loan
941 US-80 E Ste A-1, Clinton, MS 39056
(601) 924-6607 towerloan.com
First Metropolitan Financial Service, Inc.
305 US-80, Clinton, MS 39056
(601) 708-5045 fmfsloans.com
1st Franklin Financial
317 Hwy 80 W, Clinton, MS 39056
(601) 460-0088 1ffc.com
World Finance
115 US-80, Clinton, MS 39056
(601) 926-1811 loansbyworld.com
OneMain Financial
719A Clinton Pkwy, Clinton, MS 39056
(601) 924-4602 onemainfinancial.com
Heights Finance
325 Hwy 80 W, Clinton, MS 39056
(601) 925-9525 heightsfinance.com
Onyx Mortgage Solutions LLC
402 Monroe St, Clinton, MS 39056
(769) 210-8330 myonyxmtg.com
Harbor Loans of Clinton
322 US-80 #8, Clinton, MS 39056
(601) 924-3103
Cadence Bank
407 US-80, Clinton, MS 39056
(601) 924-7711 cadencebank.com
BankPlus Mortgage Center: John Michael Wilson
217 Clinton Blvd, Clinton, MS 39056
(601) 926-0003 bankplus.mymortgage-online.com

An FHA loan specialist in Clinton Mississippi helps borrowers navigate government-backed mortgages insured by the Federal Housing Administration. These loans are popular in Mississippi due to lower down payment requirements and flexible credit guidelines. Local specialists understand Hinds County property values and Mississippi specific closing procedures.

What Does a FHA Loan Specialist in Clinton Cost?

Typical costs for an FHA loan in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in Clinton generally range from 2 to 5 percent of the purchase price. Lender fees and third party costs such as appraisal and title insurance vary by case. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Clinton Mississippi?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Mississippi lenders may have their own overlays beyond FHA minimums.
Are there Mississippi specific requirements for FHA loans?
Mississippi follows standard FHA guidelines but requires a home inspection for termites and other pests due to local climate conditions. The state also has specific property tax proration rules that affect closing costs. Your specialist will explain these during the application process.

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