Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 5 fha loan specialists in Pearl, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
3823 US-80 Suite 800 - 900, Pearl, MS 39208
6019331800
Tower Loan
448 N Bierdeman Rd, Pearl, MS 39208
6019398813
Republic Finance
3405 Old Brandon Rd Ste A/B, Pearl, MS 39208
6019394332
Campbell Credit Loans
3202 Service Dr, Pearl, MS 39208
6017240900
Trustmark Mortgage
201 Country Pl Pkwy, Pearl, MS 39208
6012086451
What Does a FHA Loan Specialist in Pearl Cost?
Typical costs for an FHA loan in Mississippi include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Pearl generally range from 2 to 5 percent of the purchase price. These costs can vary based on the lender and the specific loan program. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Pearl Mississippi?
An FHA loan is a government backed mortgage insured by the Federal Housing Administration. In Mississippi you can qualify with a credit score as low as 580 and a down payment of 3.5 percent. The property must meet FHA minimum property standards.
How do I find a licensed FHA loan specialist in Pearl Mississippi?
You can search for licensed mortgage loan originators on the Nationwide Multistate Licensing System website. Make sure the specialist is approved to originate FHA loans in Mississippi. Local banks and credit unions in Pearl often have FHA specialists on staff.
What documents do I need for an FHA loan application in Pearl?
You will need recent pay stubs, W 2 forms, tax returns for the last two years, bank statements, and a valid government ID. Mississippi lenders may also require proof of residency and a credit report. Self employed borrowers need additional profit and loss statements.