Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 8 fha loan specialists in Arnold, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
3611 Richardson Square Dr Suite 200, Arnold, MO 63010
6363331331
Mariner Finance
31 Fox Valley Center, Arnold, MO 63010
6362879332
Justin Bush | Mortgage Loan Officer | Family Finance Mortgage
1787 Jeffco Blvd, Arnold, MO 63010
6362824900
Family Finance Mortgage
1787 Jeffco Blvd, Arnold, MO 63010
6362824900
Geneva Financial | Mortgage
17 Fox Valley Center, Arnold, MO 63010
6362870782
Ralph Harr II-USA Mortgage
3611 Richardson Square Dr Suite #200, Arnold, MO 63010
3146036956
PHH Home Loans
1925 Richardson Rd, Arnold, MO 63010
6364679343
Christina Anthony-USA Mortgage
3611 Richardson Square Dr Suite #200, Arnold, MO 63010
3144800433
What Does a FHA Loan Specialist in Arnold Cost?
Typical costs for an FHA loan specialist in Missouri include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Missouri average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Arnold Missouri?
FHA loan limits for Jefferson County where Arnold is located are set annually by HUD. For 2025 the single-family home limit is typically around $498,257 in most Missouri counties. A local specialist can confirm the exact current limit for your property.
Do I need a special license to offer FHA loans in Missouri?
Loan officers in Missouri must be licensed through the Nationwide Multistate Licensing System. They must also comply with Missouri Revised Statutes Chapter 443 regarding mortgage brokers. Your specialist should hold an active Missouri mortgage loan originator license.
What is the minimum down payment for an FHA loan in Missouri?
The standard FHA loan requires a minimum down payment of 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment. These rules apply nationwide including Missouri.