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Browse fha loan specialists serving Eureka, Missouri. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Eureka, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 fha loan specialists in Eureka, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
300 W 4th St Suite A, Eureka, MO 63025
3144783699
Brad Beebe Home Loan Lender-Homestead Financial Mortgage
208 N Central Ave C, Eureka, MO 63025
3142837816
An FHA loan specialist in Eureka, Missouri can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. In Missouri, FHA loans must comply with state specific property condition and appraisal standards, including those for lead-based paint in homes built before 1978.
What Does a FHA Loan Specialist in Eureka Cost?
Typical costs for an FHA loan specialist in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Missouri generally range from 2 to 5 percent of the loan value, including appraisal fees of $400 to $700 and title insurance fees. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Eureka do?
An FHA loan specialist helps borrowers understand FHA loan requirements, gather necessary documents, and submit applications to FHA approved lenders. They also explain Missouri specific rules, such as the state's minimum property requirements and local closing cost limits.
What are the credit score requirements for an FHA loan in Missouri?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Missouri lenders may have additional overlays, so it is important to check with a specialist.
Are there any Missouri specific limits for FHA loans?
Yes, FHA loan limits vary by county in Missouri. For St. Louis County, which includes Eureka, the 2024 FHA loan limit for a single family home is typically around $498,257. These limits are updated annually by the Department of Housing and Urban Development.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.