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Browse fha loan specialists serving Florissant, Missouri. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Florissant, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 fha loan specialists in Florissant, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
690 N Hwy 67, Florissant, MO 63031
3148313326
Guild Mortgage - Amanda Lehr Dempsey
629 Rue St. Francois St, Florissant, MO 63031
3147060274
Guild Mortgage - Jessica Barber
629 Rue St. Francois St, Florissant, MO 63031
6369788180
Karlyn Brasselmon
629 Rue St. Francois St, Florissant, MO 63031
3149959919
Mortgage, Bank of America
14300 New Halls Ferry Road, Florissant, MO 63033
3143120917
Guild Mortgage Company
629 Rue St. Francois St, Florissant, MO 63031
3147445530
An FHA loan specialist in Florissant, Missouri helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. In Missouri, FHA loans are subject to state-specific property tax and insurance rules, including mandatory flood insurance in certain flood zones near the Missouri River. Specialists assist with credit qualification, property appraisals, and closing procedures under federal and state guidelines.
What Does a FHA Loan Specialist in Florissant Cost?
Typical costs for an FHA loan in Missouri include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Florissant range from 2 to 5 percent of the purchase price, including appraisal fees around 500 dollars and title insurance. Lender origination fees vary. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Florissant?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in Missouri may have overlays requiring higher scores.
Are there specific property condition rules for FHA loans in Missouri?
Yes, FHA requires properties to meet minimum health and safety standards. In Florissant, this includes functional heating and cooling, no peeling lead-based paint, and a safe roof. A certified FHA appraiser inspects the property before loan approval.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.