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Looking for a fha loan specialist in St Peters? Review the directory below to compare your options.
3 agents listed
Updated May 2026
St Peters, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 fha loan specialists in St Peters, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gershman Mortgage - St. Peters
201 Salt Lick Rd, St Peters, MO 63376
6366883000
NEXA Mortgage, LLC - Damain Johnson
715 Broadridge Dr Office 101, St Peters, MO 63376
3045529809
Hometown Equity Mortgage - NMLS# 133519
1 Mid Rivers Mall Dr Suite 130, St Peters, MO 63376
8555634836
An FHA loan specialist in St Peters, Missouri helps homebuyers navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and often require lower down payments. In Missouri, borrowers must meet specific credit and income guidelines set by the FHA and local lenders.
What Does a FHA Loan Specialist in St Peters Cost?
Typical costs for FHA loan specialist services in Missouri include an origination fee of 1 percent of the loan amount, plus appraisal fees of $400 to $700. Closing costs generally range from 2 to 5 percent of the purchase price. Some costs are set by the FHA, such as the upfront mortgage insurance premium of 1.75 percent of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in St Peters do?
An FHA loan specialist guides you through the FHA loan process, from pre approval to closing. They help you understand Missouri specific requirements, such as property condition standards and local appraisal rules.
What are the FHA loan limits for St Peters Missouri?
For 2024, the FHA loan limit for a single family home in St Charles County, which includes St Peters, is $498,257. This amount can change annually and may be higher for multi unit properties.
Do I need a special license to be an FHA loan specialist in Missouri?
FHA loan specialists in Missouri must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They also must comply with Missouri Division of Finance regulations and FHA approval requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.