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Showing 4 fha loan specialists in Columbia Falls, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flathead Valley Mortgage LLC
729 Nucleus Ave STE D, Columbia Falls, MT 59912
4068972165
Adelina Hanson | Loan Officer
729 Nucleus Ave STE D, Columbia Falls, MT 59912
4062127076
Freedom Bank
530 9th St W, Columbia Falls, MT 59912
4068921776
Glacier Bank
822 Nucleus Ave, Columbia Falls, MT 59912
4068927100
What Does a FHA Loan Specialist in Columbia Falls Cost?
Typical costs for an FHA loan in Montana include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85% of the loan balance. Closing costs generally range from 2% to 5% of the purchase price, including appraisal fees of $400 to $700 and credit report fees of $30 to $50. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Columbia Falls Montana?
For 2025, the FHA loan limit for a single-family home in Flathead County is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and may change annually based on median home prices.
What documents do I need for an FHA loan in Montana?
You will need two years of tax returns, recent pay stubs, bank statements, and a valid government ID. Montana also requires a property appraisal from a FHA-approved appraiser to ensure the home meets minimum property standards.
How long does the FHA loan process take in Columbia Falls?
The typical FHA loan process takes 30 to 45 days from application to closing. Montana law allows for a three-day rescission period after signing loan documents, during which you can cancel the loan without penalty.