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Find FHA Loan Specialists Near You in Montana City, MT
Directory of fha loan specialists in Montana City, Montana. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Montana City, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 2 fha loan specialists in Montana City, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Randy Hoag Rate Home Mortgage NMLS#1043618
11 Friendship Ln Suite 101, Montana City, MT 59634
4064599053
Rate
11 Friendship Ln Suite 101, Montana City, MT 59634
4063177001
An FHA loan specialist in Montana City, Montana can help you navigate the process of obtaining a government-backed mortgage. These loans are insured by the Federal Housing Administration and have specific requirements under Montana law. Local specialists understand the unique housing market in Jefferson County and can guide you through Montana property appraisal rules.
What Does a FHA Loan Specialist in Montana City Cost?
Typical costs for FHA loan services in Montana include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums of 0.45% to 1.05%. Closing costs in Montana City range from 2% to 5% of the purchase price. Specialist fees vary but often are included in the loan origination fee of 1% to 1.5%. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Montana City?
An FHA loan specialist helps you apply for an FHA loan, which requires a lower down payment than conventional loans. They review your credit history, income, and property eligibility. In Montana, they also ensure the property meets FHA minimum property standards and local building codes.
Are there specific Montana rules for FHA loans?
Yes, Montana has specific laws regarding loan origination and property disclosures. FHA loans in Montana must comply with state usury laws and the Montana Consumer Protection Act. Specialists also consider Montana winterization requirements for homes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Montana.