Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 9 fha loan specialists in Whitefish, MT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Black Diamond Mortgage Corporation
307 Spokane Ave #103, Whitefish, MT 59937
4068624999
CrossCountry Mortgage | Ed Nissen
1581 Baker Ave B, Whitefish, MT 59937
4062619223
Natalie Lenderman, Ascent Mortgage Partners
807 Spokane Ave Suite 201, Whitefish, MT 59937
4062507713
Whitefish Credit Union
300 Baker Ave, Whitefish, MT 59937
4068623525
HeartStone Advisors
2 Obrien Ave, Whitefish, MT 59937
4068623795
Merrill Lynch Wealth Management
142 Baker Ave, Whitefish, MT 59937
4068631510
Jon Peckham - Stockman Bank
6588 U.S. 93 S, Whitefish, MT 59901
4068637905
CrossCountry Mortgage | Whitefish, MT
1581 Baker Ave B, Whitefish, MT 59937
4062619223
First Interstate Bank - Home Loans: Katie Williams
306 Spokane Ave, Whitefish, MT 59937
4068638872
What Does a FHA Loan Specialist in Whitefish Cost?
Typical costs for an FHA loan in Montana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Whitefish generally range from 2 to 5 percent of the purchase price. Lender origination fees appraisal fees and title insurance costs also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Whitefish Montana?
For 2024 the FHA loan limit for a single-family home in Flathead County is $498,257. This limit applies to most areas in Whitefish and surrounding communities. Higher limits may apply for duplexes triplexes and fourplexes.
What property types qualify for FHA loans in Whitefish?
FHA loans in Whitefish can be used for single-family homes condominiums and manufactured homes that meet HUD guidelines. The property must be your primary residence and must pass an FHA appraisal. Montana properties with septic systems or wells require additional inspection.
Are there special FHA requirements for Montana log homes or cabins?
Yes FHA loans for log homes in Montana require a log home inspection by a certified inspector. The property must meet HUD minimum property standards including adequate insulation and foundation. Log homes must also have a structural engineer report if the logs are the primary load-bearing walls.