Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 9 fha loan specialists in Columbus, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CharterWest Bank Mortgage Center-Columbus
4213 38th St Ste 103, Columbus, NE 68601
4025641200
Guadalupe Arcos Home Financing Direct | English, Español | NMLS# 674879
1453 29th Ave Ste 7, Columbus, NE 68601
4029102529
OneNebraska Federal Credit Union
2472 39th Ave, Columbus, NE 68601
8884544455
Pinnacle Bank
2661 33rd Ave, Columbus, NE 68601
4025628935
NeighborWorks Northeast Nebraska
2554 40th Ave, Columbus, NE 68601
4025634300
Gateway Mortgage Group
915 23rd St Suite 200, Columbus, NE 68601
9723722541
Home Financing Direct : Leslie Larson NMLS 1033576
1453 29th Ave Ste 7, Columbus, NE 68601
4023046084
US Bank Mortgage
2221 23rd St, Columbus, NE 68601
8008722657
Farm Credit Services of America
4865 Monastery Rd, Columbus, NE 68601
4025642778
What Does a FHA Loan Specialist in Columbus Cost?
Typical costs for an FHA loan specialist in Columbus Nebraska include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan. Closing costs in Nebraska average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Columbus Nebraska?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Nebraska lenders follow these same federal FHA guidelines.
Are there Nebraska specific limits for FHA loans in Columbus?
Yes FHA loan limits for Columbus Nebraska are set annually by the Department of Housing and Urban Development. For 2025 the single family home limit is typically around $498,257 for Platte County. Your specialist can confirm the current ceiling.
How long does an FHA loan approval take in Nebraska?
Standard FHA loan approval in Nebraska usually takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs required by FHA appraisal standards. Nebraska law does not impose a separate state timeline for this process.