Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 7 fha loan specialists in Elkhorn, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CharterWest Bank Mortgage Center-Elkhorn (Omaha)
20041 Manderson Cir Ste B, Elkhorn, NE 68022
4024937760
Misty Hemphill-Wilson at Rate (NMLS #324285)
1210 N 205th St Office #1, Elkhorn, NE 68022
4022150018
Pre-Approved Mortgage LLC
18010 Burt St, Elkhorn, NE 68022
8665050973
CharterWest-Kristi Taylor | Mortgage Advisor |
20041 Manderson St, Elkhorn, NE 68022
4026999757
Summer Franco-U.S. Bank Mortgage
711 N 205th St, Elkhorn, NE 68022
4022899021
Amy Hayes Preucil - Mortgage Loan Officer
20041 Manderson St, Elkhorn, NE 68022
4022895605
Rate
1210 N 205th St Office #1, Elkhorn, NE 68022
4022898030
What Does a FHA Loan Specialist in Elkhorn Cost?
Typical costs for an FHA loan in Nebraska include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 3 to 5 percent of the purchase price, or about 9,000 to 15,000 dollars on a 300,000 dollar home. Other fees may include appraisal costs of 400 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Elkhorn?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Nebraska lenders may have their own overlays, so check with a specialist.
Are there Nebraska specific rules for FHA loan property inspections?
Yes. Nebraska law requires FHA appraisers to verify that the property meets minimum health and safety standards. This includes checks for lead based paint in homes built before 1978 and proper well water testing for rural properties in Elkhorn.