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Directory of fha loan specialists in Lincoln, Nebraska. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Lincoln, NE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nebraska before hiring.
Showing 20 fha loan specialists in Lincoln, NE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gershman Mortgage - Lincoln, NE
8250 Old Cheney Rd Suite B, Lincoln, NE 68516
4025121408
CharterWest Bank Mortgage Center-Lincoln (86th)
4400 S 86th St #101, Lincoln, NE 68526
4024882222
Delmar Mortgage Lincoln - Jeff Nelson
301 S 70th St #200, Lincoln, NE 68510
4028582611
Fairway Independent Mortgage Corporation
3400 Plantation Dr Ste 100, Lincoln, NE 68516
4026723615
Monica Ledbetter at Prosperity Home Mortgage - Lincoln
5322 O St, Lincoln, NE 68510
4025258412
Justin Davison, Gershman Mortgage
8250 Old Cheney Rd Suite B, Lincoln, NE 68516
4023096254
Noelle Jacquot
5800 Hidcote Dr #106, Lincoln, NE 68516
4022191502
Capital City Mortgage, Inc.
237 S 70th St #206, Lincoln, NE 68510
4024892099
Kristin M. Boucher | Fairway Independent Mortgage Corporation | NMLS ID #580477
PrimeLending, A PlainsCapital Company - Lincoln NE
233 S 13th St Suite 1100, Office 1131, Lincoln, NE 68508
4029724579
U.S. Home Mortgage
5901 S 58th St A, Lincoln, NE 68516
4024830000
Shane Roberts at Prosperity Home Mortgage - Lincoln
2900 S 70th St Ste 300, Lincoln, NE 68506
4027706622
Nebraska Mortgage Expert NMLS #217460
4400 S 86th St #101, Lincoln, NE 68526
4022026267
Michelle Van Horn
5800 Hidcote Dr #106, Lincoln, NE 68516
4024168068
U.S. Bank-Laila Hesso-Mortgage Loan Officer
Bank Area Served, 2640 Ticonderoga Dr, Lincoln, NE 68521
4024341486
Dominic Arias - CMG Home Loans
5800 Hidcote Dr #106, Lincoln, NE 68516
5312202408
Joe Molacek, NMLS: 614102, PrimeLending
233 S 13th St Suite 110, Office 1131, Lincoln, NE 68508
4022025207
PRMG
3400 Plantation Dr Ste 100, Lincoln, NE 68516
4022616713
FHA loan specialists in Lincoln Nebraska help homebuyers secure government backed mortgages with lower down payments. Nebraska law requires all mortgage loan originators to be licensed through the Nebraska Department of Banking and Finance. Specialists guide clients through FHA requirements including property condition standards and debt to income ratios specific to local market conditions.
What Does a FHA Loan Specialist in Lincoln Cost?
Typical costs for FHA loan services in Nebraska include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums between 0.45 and 1.05 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Lincoln average $500 to $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Lincoln Nebraska?
For 2024 FHA loan limits in Lancaster County are $498,257 for a single family home. Limits are set by the Federal Housing Administration and may change annually based on median home prices in the area.
Do I need a specific credit score for an FHA loan in Nebraska?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
What Nebraska specific rules apply to FHA loans?
Nebraska law requires lenders to provide a Good Faith Estimate within three business days of application. Nebraska also has specific foreclosure timelines that can affect FHA loan processing. Local specialists understand these state regulations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nebraska.