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Compare fha loan specialists in Fallon. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Fallon, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 2 fha loan specialists in Fallon, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Fallon
2258 Reno Hwy #B, Fallon, NV 89406
7754489655
New American Funding - Fallon, NV
131 S Maine St suite 205, Fallon, NV 89406
7752040669
An FHA loan specialist in Fallon, Nevada helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Fallon residents benefit from specialists who understand local property values and the rural housing market in Churchill County.
What Does a FHA Loan Specialist in Fallon Cost?
Typical costs for an FHA loan specialist in Fallon, Nevada include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan terms. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Third-party costs such as appraisal fees in Churchill County are around $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Fallon?
FHA loans generally require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Nevada lenders may have additional overlays beyond FHA minimums.
Are there specific property requirements for FHA loans in Nevada?
Yes, FHA requires an appraisal and inspection to ensure the property meets minimum safety and livability standards. In Fallon, specialists check for issues like well water quality and septic system functionality, which are common in rural Nevada properties.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.