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Looking for a fha loan specialist in Fernley? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Fernley, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 4 fha loan specialists in Fernley, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WaFd Bank
1480 US Highway 95A North, Fernley, NV 89408
7755757717
USA Cash Services
420 E Main St #3, Fernley, NV 89408
7755751377
Elise Cortes - Mortgage Advisor at Stanford Mortgage, Fernley
330 E Main St, Fernley, NV 89408
7758156590
Greater Nevada Mortgage
1510 E Newlands Dr, Fernley, NV 89408
8005266999
An FHA loan specialist in Fernley, Nevada helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Fernley borrowers benefit from specialists familiar with local property values and the unique market conditions in Lyon County.
What Does a FHA Loan Specialist in Fernley Cost?
Typical costs for FHA loan services in Nevada include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender fees may range from 500 to 2,000 dollars. Closing costs in Fernley generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Fernley?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets federal guidelines and Nevada state lending laws.
What are the FHA loan limits for Fernley Nevada?
For 2024, the FHA loan limit for a single-family home in Lyon County is $498,257. This limit may change annually based on the Department of Housing and Urban Development guidelines.
Do I need a special license to be an FHA loan specialist in Nevada?
Yes. Nevada requires all mortgage loan originators to hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education each year.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.