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Compare fha loan specialists in Rochester. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Rochester, NH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Hampshire before hiring.
Showing 3 fha loan specialists in Rochester, NH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Gaudet - Total Mortgage
73 Pickering Rd, Rochester, NH 03839
6035688994
Michael D. Woods - Citizens, Home Mortgage
90 N Main St, Rochester, NH 03867
7816088555
Total Mortgage Rochester NMLS #2707508
73 Pickering Rd Unit 202 L, Rochester, NH 03839
6035688994
What Does a FHA Loan Specialist in Rochester Cost?
Typical costs for FHA loan services in New Hampshire include an upfront mortgage insurance premium of 1.75 percent of the loan amount, added to the loan balance. Annual mortgage insurance premiums range from 0.15 to 0.75 percent of the loan amount, depending on the loan term and down payment. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Rochester average $500 to $700. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rochester do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your finances, explain FHA guidelines, and assist with paperwork. In New Hampshire, they must hold a valid mortgage loan originator license.
What are the FHA loan limits for Rochester New Hampshire?
For 2025, the FHA loan limit for a single-family home in Strafford County is $498,257. This amount applies to Rochester and surrounding areas. Higher limits may apply for multi-unit properties.
Do I need a down payment for an FHA loan in New Hampshire?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment. New Hampshire has no state-specific down payment assistance programs for FHA loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Hampshire.