Find FHA Loan Specialists in Rochester, NH
Compare fha loan specialists in Rochester. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Hampshire before hiring.
Showing 3 fha loan specialists in Rochester, NH
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What Does a FHA Loan Specialist in Rochester Cost?
Typical costs for FHA loan services in New Hampshire include an upfront mortgage insurance premium of 1.75 percent of the loan amount, added to the loan balance. Annual mortgage insurance premiums range from 0.15 to 0.75 percent of the loan amount, depending on the loan term and down payment. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Rochester average $500 to $700. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Rochester do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your finances, explain FHA guidelines, and assist with paperwork. In New Hampshire, they must hold a valid mortgage loan originator license.
What are the FHA loan limits for Rochester New Hampshire?
For 2025, the FHA loan limit for a single-family home in Strafford County is $498,257. This amount applies to Rochester and surrounding areas. Higher limits may apply for multi-unit properties.
Do I need a down payment for an FHA loan in New Hampshire?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment. New Hampshire has no state-specific down payment assistance programs for FHA loans.