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Compare fha loan specialists in Absecon. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Absecon, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Absecon, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A Home Loans Solution Absecon
434 New Jersey Ave, Absecon, NJ 08201
6402220423
C & T Mortgages
225 W Absecon Blvd, Absecon, NJ 08201
6092777690
PNC Mortgage
728 White Horse Pike, Absecon, NJ 08201
6096411720
An FHA loan specialist in Absecon New Jersey helps home buyers navigate FHA insured mortgages. These loans are popular in Atlantic County due to lower down payment requirements and flexible credit standards. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance.
What Does a FHA Loan Specialist in Absecon Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title services. Total closing costs generally range from 3 to 6 percent of the purchase price. For a $300,000 home closing costs might be between $9,000 and $18,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Absecon New Jersey?
For 2025 the FHA loan limit for a single family home in Atlantic County including Absecon is $498,257. Higher limits apply for multi unit properties. These limits are set by the Federal Housing Administration and updated annually.
What credit score is needed for an FHA loan in New Jersey?
Most lenders require a minimum credit score of 580 for a 3.5 percent down payment FHA loan. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlay requirements beyond FHA minimums.
Do FHA loans require mortgage insurance in New Jersey?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies by loan term and loan to value ratio. The annual premium is paid monthly and typically lasts for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.