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Looking for a fha loan specialist in Avenel? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Avenel, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 fha loan specialists in Avenel, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lion Mortgage
306 Avenel St, Avenel, NJ 07001
7327500430
VA home Loans by Mike Fotia
457 E Woodbridge Ave, Avenel, NJ 07001
9085385311
Chase Home Lending
1342 St Georges Ave, Avenel, NJ 07001
7326731855
FHA loan specialists in Avenel, New Jersey help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. New Jersey law requires all FHA loan officers to be licensed through the New Jersey Department of Banking and Insurance. Avenel residents benefit from local specialists who understand the unique housing market in Middlesex County.
What Does a FHA Loan Specialist in Avenel Cost?
Typical costs for an FHA loan in New Jersey include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance add to the total. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in New Jersey?
The minimum down payment for an FHA loan in New Jersey is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.
Are there New Jersey specific limits for FHA loan amounts in Avenel?
Yes, FHA loan limits for Avenel follow the standard limits for Middlesex County. As of 2024, the single family home limit is typically around $498,257 for low cost areas. Higher limits apply for multi unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.