Compare FHA Loan Specialists in Berlin, NJ
Looking for a fha loan specialist in Berlin? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 fha loan specialists in Berlin, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Berlin Cost?
Typical costs for an FHA loan specialist in New Jersey include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal (usually $400 to $700) and credit report ($30 to $50). The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Berlin, New Jersey?
For 2025, the FHA loan limit for a single-family home in Camden County, which includes Berlin, is $524,225. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and can change annually.
What credit score is needed for an FHA loan in New Jersey?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in New Jersey may have their own higher requirements.
Are there New Jersey specific requirements for FHA loans?
New Jersey law requires all FHA loans to comply with state property disclosure rules. The seller must provide a property condition disclosure statement. Additionally, New Jersey has a 10-year statute of limitations for mortgage foreclosure actions, which can affect loan terms.