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Directory of fha loan specialists in Boonton, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Boonton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 fha loan specialists in Boonton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
"The Reno Dream Team": Melissa DeBenedetto & Bill Grath
421 Main St, Boonton, NJ 07005
2012800633
Erica Siegriest; VP of Mortgage Lending
421 Main St, Boonton, NJ 07005
9147726823
Bill Grath & Melissa DeBenedetto at Rate (NMLS #110448)
421 Main St Storefront, Boonton, NJ 07005
2012800633
Mike Brannigan at Rate (NMLS #15415)
421 Main St Storefront, Boonton, NJ 07005
9737704900
Guaranteed Rate of Boonton
421 Main St, Boonton, NJ 07005
2018742255
Ed Francois at Rate (NMLS #224160)
421 Main St Storefront, Boonton, NJ 07005
5512676397
FHA loan specialists in Boonton New Jersey help home buyers and refinancers navigate FHA insured mortgages. These loans are popular in Morris County due to lower down payment requirements and flexible credit guidelines. New Jersey law requires all mortgage loan originators to be licensed through the state Department of Banking and Insurance.
What Does a FHA Loan Specialist in Boonton Cost?
Typical costs for FHA loan services in New Jersey include an origination fee of 1 to 2 percent of the loan amount and third party fees for appraisal credit report and title work. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan amount and annual MIP ranges from 0.45 to 1.05 percent depending on loan term and down payment. Total closing costs in New Jersey often range from 3 to 6 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Boonton do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They explain FHA guidelines for property condition and mortgage insurance premiums. They also help Boonton residents understand New Jersey specific property tax and insurance requirements.
What are the FHA loan limits for Boonton New Jersey?
For 2025 the FHA loan limit for a single family home in Morris County is $498,257. This limit is set by HUD and applies to most areas of New Jersey. Higher limits may apply for duplexes triplexes and four unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.